075.94
RESOLUTION CONCERNING EMPLOYEE HEALTH INSURANCE BENEFITS
RESOLUTION NO.: 75, 94
INTRODUCED BY: WHO MOVED ITS ADOPTION
Mrs. Betty Monahan
SECONDED BY:
Mr. Fred Champagne
WHEREAS, by virtue of General Municipal Law §92-a, the Town
Board of the Town of Queensbury may contract with an appropriate
insurance company for the purpose of providing health insurance
benefits to employees, and
WHEREAS, such contract for health insurance benefits, may, if
authorized by the governing board and subject to such conditions,
limitations and eligibility requirements as may be fixed by the
Board, permit any retired officers or employees or group of retired
officers and employees of the Town voluntarily to subscribe to the
health insurance plan, and
WHEREAS, the Town of Queensbury is also authorized to
appropriate a sum required to be paid by the Town at any percentage
of the total cost, including the whole thereof under such contract,
NOW, THEREFORE, BE IT
RESOLVED, that the Town Board of the Town of Queensbury hereby
determines and sets forth as written policy that all full-time Town
employees not a part of the Town of Queensbury unit of the Civil
Service Employees Association, Inc., shall be afforded the
opportunity of receiving health insurance benefits upon the same
terms and conditions as is set forth in the agreement between the
Town of Queensbury and the Town of Queensbury Unit of the Civil
Service Employees Association, Inc., last executed December 27,
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1991, provided, however, that said benefits are subject to
adjustment at such times and in the same manner as may, in the
future, be agreed upon between the Town of Queensbury and the Town
of Queensbury Unit of the Civil Service Employees Association,
Inc., and
BE IT FURTHER,
RESOLVED, that the health insurance benefits as currently
existing and as intended by this resolution to be afforded to all
full-time Town employees not a part of the Town of Queensbury Unit
of the Civil Service Employees Association, Inc., shall be as
follows:
HOSPITALIZATION, DENTAL, VISION CARE, AND HEARING CARE
1.
INSURANCE:
A. All eligible employees shall be entitled to enroll in
non-duplicative health insurance, with $3.00 co-pay
prescription plan rider, with $50 deductible or
equivalent for either individual coverage or dependent
and family coverage. The employee shall contribute 4%
of the total premium. The Town shall pay the balance of
the total premium. Effective January 1, 1993, the
employee shall contribute four and one-half percent (4
1/2%) of the total premium; effective January 1, 1994,
the employee shall contribute five percent (5%) of the
total premium.
B. All eligible employees shall be entitled to enroll in
non-duplicative Dental Plan. The employee shall pay
$3.00 per month for individual coverage and $5.00 per
month for family coverage. Effective January 1, 1993,
the covered employee shall pay $3.50 per month for
individual coverage and $5.50 per month for family
coverage; effective January 1, 1994, the covered
employee shall pay $4.00 per month for individual
coverage and $6.00 per month for family coverage. The
Town will also provide a vision care rider and hearing
care rider to the participating employee's insurance
coverage.
C. If an employee dies while he is employed by the Town,
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the Town shall pay the health insurance premium for such
deceased employee's immediate family for one year.
DISABILITY INSURANCE.
2.
All employees of the Town shall be covered by New York State
Disability Insurance at no cost to the employee. The employee
shall have the option to use sick leave or utilize the New
York State Disability. In any event, once an employee's
accumulated sick leave is exhausted, he shall utilize the
Disability Insurance.
COMPARABLE HEALTH INSURANCE COVERAGE PROVISION.
3.
If an employee provides the Town with evidence of comparable
health insurance in a manner and form to be determined by the
Town, and executes an appropriate waiver of health insurance
coverage and waiver of liability to the Town, such employee
shall receive at the end of each month for which such employee
has worked, the sum of thirty-five ($35.00) dollars per month
if the employee is eligible for individual coverage and
ninety-five ($95.00) dollars per month if the employee is
eligible for dependant coverage.
RETIREMENT HEALTH INSURANCE COVERAGE.
4.
The Town will continue to provide group health insurance
coverage for any Town employee retiring at age 55 or older
pursuant to the New York State Retirement System with at least
ten years of service with the Town until the death of such
employee, provided that the retired employee contributes
toward the premium of such health insurance in the same amount
as required by the Town for other employees then employed.
Upon the death of such retired employee, the Town shall
provide group health insurance coverage for such retired
employee's surviving spouse for an additional six month
period. Thereafter, the retired employee's surviving spouse
may continue such health insurance coverage pursuant to the
provisions of the Consolidated Omnibus Budget Reconciliation
Act of 1985 (COBRA) and/or may retain coverage under the Town
policies then in effect by paying to the Town the full amount
of each month's premium;
and
BE IT FURTHER,
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RESOLVED, that the Town Board notes that any funds necessary
have previously been budgeted and that this resolution is not
intended to incur further expenses.
Duly adopted this 7th day of February, 1994, by the following
vote:
AYES : Mrs. Pulver, Mrs. Monahan, Dr. Wiswall, Mr. Champagne
NOES : None
ABSENT: Mr. Caimano
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