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203.2012 BONDRES qsby consolidated shore colony water districts NOTICE OF ADOPTION At a Regular Meeting of the Town Board of the Town of Queensbury held on July 2nd, 2012 at the Queensbury Center, Town of Queensbury, 742 Bay Road, Queensbury, New York, the following was adopted: RESOLUTION AUTHORIZING THE ISSUANCE OF UP TO $1,975,000 AGGREGATE PRINCIPAL AMOUNT REFUNDING BONDS OF THE TOWN OF QUEENSBURY TO REFUND SERIAL BONDS ISSUED TO PAY A PORTION OF THE COST OF THE ACQUISITION, CONSTRUCTION, AND INSTALLATION OF WATER TRANSMISSION SYSTEM IMPROVEMENTS WITHIN THE QUEENSBURY CONSOLIDATED AND SHORE COLONY WATER DISTRICTS RESOLUTION NO. 203, 2012 INTRODUCED BY: Mr Tim Brewer WHO MOVED FOR ITS ADOPTION SECONDED BY: Mr. Ronald Montesi WHEREAS, on December 15, 2003, the Town of Queensbury (the "Town") issued its Public Improvement (Serial) Bonds, 2003 (Queensbury Consolidated and Shore Colony Water Districts Project), in the aggregate principal amount of $2,880,333 (the "Bonds") to finance the acquisition, construction, and installation of water transmission system improvements within the Queensbury Consolidated and Shore Colony Water Districts (the "Project"); and WHEREAS, the Bonds were duly offered for sale and sold to Roosevelt and Cross, Inc. as Purchaser and Cede & Co. as registered owner with an issuance date of December 15, 2003; and WHEREAS, the outstanding principal amount of the Bonds which mature on or after September 1, 2013 may be redeemed in whole at any time and in part on any interest payment date, at a redemption price of 101% of the principal amount to be redeemed plus accrued and 1 unpaid interest to the redemption date if redeemed on either September 1, 2012 or March 1, 2013; and WHEREAS, the Town of Queensbury has been informed by Environmental Capital, LLC that refinancing can result in a significant savings to the Town, which they estimate at approximately $130,000, contingent upon the exact interest rates obtained at the time of sale of the refunding bonds; and WHEREAS, the Town of Queensbury hereby wishes to engage Environmental Capital, LLC as its fiscal advisor for this refunding project for a fee of $8,500; NOW, THEREFORE, BE IT RESOLVED BY THE TOWN BOARD OF THE TOWN OF QUEENSBURY, WARREN COUNTY, NEW YORK, AS FOLLOWS: Section 1. The specific object or purpose for which the obligations authorized by this Resolution are to be issued is to refund the $1,850,000 outstanding principal amount of Town of Queensbury Public Improvement (Serial) Bonds, 2003 (Queensbury Consolidated and Shore Colony Water Districts Project), originally issued on December 15, 2003 in the aggregate principal amount of $2,880,333 (the "Bonds") to finance the acquisition, construction and installation of improvements within the Queensbury Consolidated and Shore Colony Water Districts (the "Project"), together with the 1% early redemption premium and the costs and expenses incidental to issuance of the refunding bonds; and such refunding is hereby authorized in the maximum amount of One Million Nine Hundred Seventy-Five Thousand and 00/100 Dollars ($1,975,000) (the "Refunding"). Section 2. The maturity dates, interest rates and principal amounts of the Bonds to be refunded are as follows: MATURITY INTEREST PRINCIPAL DATE RATE AMOUNT 2 9/1/2013 4.000% 135,000.00 9/1/2014 4.000% 140,000.00 9/1/2015 4.000% 150,000.00 9/1/2016 4.000% 155,000.00 9/1/2017 4.000% 160,000.00 9/1/2018 4.000% 165,000.00 9/1/2019 4.000% 170,000.00 9/1/2020 4.125% 180,000.00 9/1/2021 4.125% 190,000.00 9/1/2022 4.125% 200,000.00 9/1/2023 4.250% 205,000.00 TOTAL $1,850,000.00 Section 3. The plan for the financing of such maximum estimated refunding cost is by the issuance of up to $1,975,000 in refunding bonds of the Town on behalf of such Districts (the "Refunding Bonds"), hereby authorized to be issued pursuant to the Local Finance Law. The Refunding Bonds will bear interest at a rate lower than that borne by the Bonds to be refunded. The net present value of the total debt service savings anticipated, computed in accordance with Local Finance Law Section 90.10(b)(2)(a), is estimated to be $132,890.91. Section 4. Pursuant to Local Finance Law Section 90.00(g)(1), no down payment from current funds is required. Section 5. The period of probable usefulness of the specific object or purpose permitted by law at the time of the issuance of the Bonds is forty (40) years, pursuant to Subdivision 4 of paragraph (a) of Section 11 of the Local Finance Law. It is hereby determined that the Refunding Bonds shall mature not later than such maximum period of probable usefulness computed from the date of issuance of the Bonds or from the date at issuance of any prior Bond Anticipation Notes which may have been issued. It is hereby further determined that the maximum maturity of the Refunding Bonds herein authorized will exceed five (5) years. Pursuant to Local Finance Law Section 90.00(g)(2), the authorization of the issuance of refunding bonds is not subject to mandatory or permissive referendum. 3 Section 6. The faith and credit of the Town of Queensbury, Warren County, New York, are hereby irrevocably pledged for the payment of the principal of and interest on such obligations as they become due and payable. An annual appropriation shall be made in each year sufficient to pay the principal of and interest on such obligations becoming due and payable in such years. There shall annually be levied on all the taxable real property of the District a fee sufficient to pay the principal of and interest on such obligations as they become due and payable. Section 7. For the purpose of refunding the Bonds, including the 1% early redemption premium and related preliminary and incidental costs, there are hereby authorized to be issued Refunding Bonds of the Town up to a maximum amount of $1,975,000, the maximum maturity of which shall not exceed the remainder of the 40 year period of probable usefulness as set forth above, and which shall mature on or before the date of the expiration of the period of probable usefulness as measured from the date of the Bonds or the date of any prior Bond Anticipation Notes that may have been issued previously. Section 8. The Town Board hereby determines that they shall choose to use a substantially level or declining annual debt service schedule for such Refunding bonds as permitted in Local Finance Law Section 90.00(b-1). The proposed maturities of the Refunding Bonds are as follows: MATURITY INTEREST PRINCIPAL DATE RATE AMOUNT 9/1/2012 0.600% $25,000.00 9/1/2013 0.600% $165,000.00 9/1/2014 0.800% $165,000.00 9/1/2015 1.000% $170,000.00 9/1/2016 1.250% $170,000.00 9/1/2017 1.500% $170,000.00 9/1/2018 1.750% $175,000.00 9/1/2019 2.000% $175,000.00 4 9/1/2020 2.200% $180,000.00 9/1/2021 2.400% $190,000.00 9/1/2022 2.550% $195,000.00 9/1/2023 2.700% $195,000.00 TOTAL $1,975,000.00 Section 9. Subject to the terms and conditions of this Resolution and of the Local Finance Law, and pursuant to the provisions of Sections 50.00 and 56.00 to 60.00, and 90.00 inclusive, of the Local Finance Law, the power to prescribe the terms, form and contents of the Refunding Bonds and the power to sell and deliver the Refunding Bonds is hereby delegated to the Town Supervisor, the Chief Fiscal Officer of the Town. The Town Supervisor is hereby authorized to sign any Refunding Bonds by manual signature, and the Town Clerk is hereby authorized to affix or impress or imprint a facsimile of the seal of the Town to any of the Refunding Bonds and to attest such seal by manual signature. The Town Supervisor, as Chief Fiscal Officer of the Town, is authorized to execute and deliver any documents and to take such other action as may be necessary and proper to carry out the intent of the provisions of this Resolution. Section 10. The exact date of issuance of the Refunding Bonds and the exact date(s) upon which they shall become due and payable shall be fixed and determined by the Chief Fiscal Officer. Section 11. The Chief Fiscal Officer shall prepare the Refunding Bonds and sell them in accordance with the provisions of the Local Finance Law including, but not limited to, the provisions of Section 169.00, if applicable, and at such sale shall determine the interest rate(s) to be borne by such refunding bonds. Section 12. The Chief Fiscal Officer shall deliver the Refunding Bonds to the purchaser only against a certified check or other immediately available funds. The proceeds of 5 the sale of the Refunding Bonds shall be deposited and/or invested as required by Section 165.00 of the Local Finance Law, and the power to invest the proceeds of sale is hereby delegated to the Chief Fiscal Officer and the power to invest in any instruments described in Section 165.00 is expressly granted. Section 13. To the extent that it is permitted to do so under the Internal Revenue Code of 1986, as amended (the "Code"), the Town hereby designates the Refunding Bonds as "qualified tax-exempt obligations" under Section 265(b)(3) of the Code. The Town hereby covenants that it will (i) take all actions on its part necessary to cause interest on the Refunding Bonds to be excluded from gross income for purposes of Federal income taxes and (ii) refrain from taking any action which would cause interest on the Refunding Bonds to be included in gross income for purposes of Federal income taxes. Section 14. The Town of Queensbury is a town partially within the Adirondack Park. However, State lands within the Town's boundaries are assessed at less than thirty percent (30%) of the total assessed valuation of the Town so permission of the State Comptroller to issue the bonds and/or notes is not required under Local Finance Law Section 104.10(3). Section 15. Miller, Mannix, Schachner & Hafner, LLC, Glens Falls, New York, is hereby designated bond counsel. Section 16. The validity of these Refunding Bonds may be contested only if: (1) These obligations are authorized for an object or purpose for which the Town is not authorized to expend money, or (2) The provisions of law which should be complied with at the date of publication of this Resolution are not substantially complied with, and an action, suit or proceeding contesting such validity is commenced within twenty (20) days after the date of such publication, or 6 (3) Such obligations are authorized in violation of the provisions of the State Constitution. Section 17. The full text of this Resolution or a summary thereof shall be published in the Post Star, which has been designated as the official newspaper of the Town, together with a notice of the Town Clerk in substantially the form provided in Section 81.00 of the Local Finance Law. Section 18. The Town of Queensbury hereby engages Environmental Capital, LLC as its fiscal advisor for this refunding project for a fee of $8,500. Section 19. This Resolution shall take effect immediately. Section 20. The question of the adoption of this Resolution was duly put to a vote on roll call which resulted as follows: AYES: NAYS: ABSENT: ROLL CALL AYES: Mr. Metivier, Mr. Montesi, Mr. Strough, Mr. Brewer, Mr. Stec NAYS: None ABSENT: None The Resolution was declared duly adopted by a vote of not less than two-thirds (2/3) of the full membership of the Town Board. DATED: July 2, 2012 STATE OF NEW YORK COUNTY OF WARREN 7 Office of the Town Clerk of the Town of Queensbury This is to certify, that I, the undersigned Town Clerk of the Town of Queensbury, have compared the foregoing copy of Resolution with the original Resolution now on file in this office, and which was adopted by the Town Board of the Town of Queensbury on the 2nd day of July, 2012, and it is a correct and true transcript of the original Resolution. In witness whereof, I have set my hand and the official seal of the Town of Queensbury this 3RD day of JULY 2012. DARLEEN M. DOUGHER TOWN CLERK TOWN OF QUEENSBURY DATED: JULY 6, 2012 8